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Rising Mortgage Rates Trigger A Housing Market Crash: Prepare Your Self For The Worst! erick rendoza 56 Views • 4 years ago

Housing prices all across the country have surged at the fastest pace since 2014, but wages haven't keep up with that growth, and all of these determinants are affecting people's ability to buy new homes. The housing bubble has become so unsustainable that demand is already significantly collapsing and further increases in interest rates could push the entire market to the brink of housing market collapse just as well. That's what we're going to analyze in this video.
Last week, mortgage interest rates have unexpectedly soared, throwing cold water on already cooling demand. Consequently, the total mortgage application rate has flat-lined, increasing by just 0,5%, according to the Mortgage Bankers Association’s seasonally adjusted index. The median contract interest rate for 30-year fixed-rate mortgages with conforming loan balances registered a significant hike, having increased to 3.23% from 3.08%.
The latest housing rally has been fueled by several different factors, in addition to historically low mortgage rates, there was an unprecedented demand for suburban homes as city-dwellers fled urban centers to escape the harsh effects of the health crisis and mounting social turbulence. But low inventory has sent prices to sky-highs and formed a splendid price bubble that never ceased to grow.
However, rising borrowing costs could not only jeopardize the rally but also burst the housing price bubble and push the entire housing market to a secular correction. Higher rates are also bad news for lenders who have managed to collect huge gains ever since we entered a low rate environment at the beginning of the recession last year.
These developments outline that the Fed's attempt to offset the devastating impact the health crisis caused to the economy by lowering rates and pumping trillions of dollars into the markets in order to create an artificial "wealth effect", has not only enabled the formation of a massive housing bubble, as it could suddenly pop it due to the unsustainability of its policies. That's why investors and bondholders are already running for the exits not to see their gains irreversibly wiped out in face of an imminent crash. Moreover, in the process of artificially fueling the bubble, policymakers have ended up worsening wealth inequality and housing affordability issues.
The spring housing market is on track to become the leanest, most expensive, and most competitive ever. As the supply gets tighter and tighter, home prices soar even higher, and increasingly fewer Americans can afford to have a home of their own. In January alone, prices increased more than 10% year over year, according to CoreLogic. But wages are not keeping up with the rising costs of housing.
According to a 2020 report from the National Low Income Housing Coalition, workers need to make $21.10 an hour just to afford a market-rate 2-bedroom rental. The massive gap between wages and housing prices is the reason why millions of families are evicted every year, ending up in shelters or on the streets and oftentimes being pushed to a poverty spiral that is incredibly hard to recover from.
People in middle and lower-income segments being are increasingly priced out of the market for homeownership. And the situation will likely get worse, as legislators are considering a number of bills this session that will significantly increase the cost of new homes. With the passing of a new fiscal relief package, although payments may help to ease the economic struggles of renters and landlords in the short-term, it also means our money supply will increase by $1.9 trillion dollars.
As soon as the economy reopens and consumer spending resumes to pre-lockdown levels, we will see a major spike in inflation, which is the most frequently mentioned trigger to the burst of the current asset bubbles. In that way, a dramatic housing market crash is now more imminent than ever, and that will cause enormous financial pain to homeowners as they see the value of their properties sharply collapsing. As our leaders and policymakers seem to remain unbothered in face of so many warnings, eventually, we will all be witnessing an astronomical explosion occur across financial markets. Needless to say, we will be the ones paying the price for this tragic housing crisis made by design.

Stagflation

¿Por que ellas odian que las traten bien? Adonis MGTOW 193 Views • 4 years ago

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En este corto de 9 minutos Jader
Antonio nos explica a detalle porque las mujeres se apresuran a rechazar a los
hombres buenos y caballerosos y porque aceptan a los cretinos y misteriosos
chicos malos, la razón es que usar la amabilidad como estrategia de seducción
es la peor estrategia de todas.

Las mujeres detestan a los hombres
que les regalan flores y chocolates porque lo consideran una forma de
manipulación, creen que el hombre lo está haciendo para conseguir sexo y nada
mas, aunque muchos hombres tienen un sentimiento sincero hacia ellas, eso no lo
ven, o quizás si lo ven pero no le dan importancia porque ellas lo que buscan
son chicos malos que les proporcionen una ilusión de protección y una montaña
rusa de emociones intensas.

Mientras el chico bueno, en su
soledad, se deprime pensando en la mujer que lo considera una especie de
sub-humano, la mujer no para de cambiar de novio como un simio cambia de ramas.

Las mujeres son seres muy prácticos
en lo que respecta al “Amor”, ellas buscan beneficios no sentimientos, por lo
que tener dinero y estatus sin duda será una mayor garatía que solo ser amable
con ellas, la amabilidad es la peor estrategia de seducción.

Aquí cabe hacer una leve reflexión:
Quizás el hombre moderno es el mejor hombre que ha existido en la historia de
la humanidad, está altamente educado y trata con cariño y respeto a sus
compañeras de especie femeninas, sin embargo, vemos que la mujer moderna
aprovecha la bondad y moral del hombre moderno para sacarle partido y alimentar
el pozo sin fondo que significan su ego y su hipergamia.

Quizás el hombre moderno es
demasiado bueno, tolerante y respetuoso con las hembras, la mente primitiva de
la mujer requirió millones de años de dolor y sufrimiento para evolucionar como
lo hizo, puedes verlo de esta manera y dejar de intentar ser un caballero
blanco con ellas todo el tiempo e intenta ser un caballero negro, alguien que
no les regala nada y les dice sus verdades sin temor alguno, sin necesidad de
su aprobación, eso las excita más que el respetuoso, callado y paciente chico
bueno.

Pero sería mejor que te ahorraras
el dolor de cabeza y simplemente dejaras de buscar mujeres, el sexo no es la
solución a todos tus problemas, cuando dejes de darle prioridad al sexo te
harás inmune a la influencia femenina, enfócate en ti mismo y olvídate de
ellas.

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https://www.mgtow.tv/@Adonis

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https://www.youtube.com/channe....l/UC-uLT7RG_xJjxE85_

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https://www.facebook.com/adonis.rocha.9634/

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https://www.facebook.com/Fil%C....3%B3sofos-Mgtow-1075

????? ??????:
https://www.youtube.com/watch?v=4E4ae8LRYjo&list=WL&index=43&t=3s

Why Women Censor Men? - MGTOW Sandman 344 Views • 4 years ago

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Hi Everyone Sandman Here,

This video is brought to you by a donation from Brendan and here's what he has to say: "Hey Sandman, I wanted to discuss my personal life, redpill journey and the scrutiny I have faced from my peers. But I won't bore you. Instead I want to share something absolutely absurd and crazy that happened to me as an audience member on Youtube. I was banned for "repeated abusive comments that violated their hate speech policy" as the YT support team put it. My account went poof. I was told that if I tried to make other accounts those would go poof too! My only account video was a narration of me talking over lil baby goats fighting. But banning me for my comments? I almost never had a swear word and was consistently on redpill channels. I followed and consistently commented on you, Better Bachelor, Donovan Sharpes, Coach Greg Adams, and Terrence Popps video's. How truly far of a stretch is it to say that my "hate speech" is redpilled truths regarding women? I know I would drop redpills in reddit video's regarding stories of cheating and disloyalty to men. Anything non MGTOW or redpill related such as food channels I kept very clean and peaceful. I think that Youtube is scared they may lose their protections in the U.S. in regards to section 230? I believe? The one that does not hold them responsible for their members actions. That gives them monopoly like protections. I know the Republican's repeatedly question Twitter and Facebook's CEO's on whether or not they work together with google and their other related apps to share our data. They want to revoke those corporation rights. So if Google, Facebook, and Twitter begin to censor everyone who does not align with them on watch lists deemed undesirable beforehand then they lessen the potential blowout of thousands if not billions of people attempting to run said companies into the ground with lawsuits. I am not too affected. I have spotify for my musics. I have MGTOW.tv for most of my content. I can still use Youtube without an account. I simply lose all my playlists. Funny enough YT is still tracking what I watch and what I like to promote other content I may like. Despite no longer having a channel. I told a friend it was like having a stalker who knew EVERYTHING about you. Your favorite foods. Where you will be at what time you'll be there. Suddenly popping up trying to befriend you knowing way too much about your personal life. You would feel disgusted this person knew so much and yet did not take the time to be your friend first. Our data is not safe. These channels arent safe. Using gmail to message you is not safe. I don't quite understand in all the years I have listened to you now just how donations and topic requests work. But I do think if these companies get their protections revoked that those in the red and black pilled communities need to mirror their own favorite things on other sites. Whatever they can mirror, make sure it's over there and they could switch over to the other sites if they get zucked, cucked, or majorly ducked. I would love it if you warned others on YouTubers and such to find other avenues to get their same content elsewhere. A reminder that this "world reset" is on the rise and MGTOW is watching the sunset. So if men want to continue to have open free spaces to enjoy discussing such topics then they need to prepare by mirroring their social media/mainstream media usage to sites that will not ban them for it. These redpills are the lessons our fathers should have taught us. They need to stick around. We are redpilling the men of tomorrow and they are going to benefit from it down the line. Keep up the good work Sandman, and stay in good health. Well Brendan thanks for the donation and topic. Before I cover it let me first tell everyone about today's sponsor Lituanian Apiary:

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Hot Women Hate Change - MGTOW Sandman 387 Views • 4 years ago

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Mystery Link:

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Hi Everyone SAndman Here,

This video is brought to you by a donation from Teaven and here's what he has to say: "Greeting Sandman, I thought of an idea of what might happen if women didn't have simps or cucks To support and defend their Tom foolery. If we indeed succeed in building and making reproductive sexbots, would women face a financial drop or a supportive drop from society with most men are being sexually satisfied? Of course there should be policies in systems in place to keep these things in check but if we could successfully build these things would women see themselves as being out of luck. Because we all know that these blue pill simps and cucks are only doing it to get laid or get some sort of sexual satisfaction. Cheers!" Well Teaven Thanks for another donation and topic. I honestly don't think we'll have to wait for a sexbot to cut women off from their simp bucks either directly or through the form of taxes. We could see the end of the nation state thanks to Bitcoin where individual financial soverignty takes resources away from women. It could also lead to the end of the consumer based economy too because why would I spend a thousand dollars worth of Bitcoin this year to buy A deflationary monetary system saves the ecology because it destroys the consumer economy. Does that mean women will like consuming less? Of course not. Shopping therapy will still be around but it will be harder for men to justify parting with their money and giving it to a thot when it's worth more next year. The simps and cucks will hold onto their resources instead of handing it out willy nilly to women that suck their willies. Sexbots would just be the cherry and sprinkles on that testicle Sunday that would take women's purchasing power away. I'll get to more in just a moment but before I do let me first tell everyone about today's sponsor The MGTOW Book Collection: Anyways, now back to the video. Of course men that were sexually satisfied using technology would cut women off from financial, emotional and attention support. But as I was saying with Crypto it's a revolution that's happening right now and has the potential to separate the state and money. As we all know the state supports women through government jobs, welfare payments, mostly female teacher jobs and many other forms for make work. Western states are already teetering on bankruptcy and what happens to whamen when they print their money into oblivion and mostly men take what value is left in that money and put it into crypto and other hard assets. Many of the women I know that rely on government checks which are mostly just male tax dollars and debt these days spend every last dollar they make each month because when you're a teacher you know that more money is on it's way. Even during Covid here in Ontario, Canada the government hired thousands of teachers for schools that are mostly closed. With Bitcoin most governments currently treat it like an asset which is taxable when it's sold. But what if I park it with a company like Gemini and get three percent on my Crypto or what if I get six percent with Blockfi? This isn't financial advice and I'm not telling you what to do. Do your own due diligence.

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