Highway Life Coffee 30c a Cup - Not 6 dollars a cup - See Pinned Comment - Economies of Scale

It's like this - small increments, multiplied by many times, over the longer term, create HUGE differences.

OK - in the places I go, roadside coffee is around $5 or $6 a cup (and climbing).

IF I can make a big cup - say 400ml for 50c a cup -

i. 4 cups a day = $2
ii. 5 days a week = $10
iii. 48 weeks a year = $480
iiii. For 10 years = $4,800

But if I buy coffee at $6 a cup -

i. 4 cups a day = $24
ii. 5 days a week = $120
iii. 48 weeks a year = $5,760
iiii. For 10 years = $57,600

See.... I am not against paying for a coffee from time to time, and going out for a coffee and a sandwich, on a social spur of the moment event with friends, is a fine activity...

BUT many many many little events like just being too fucking lazy to get organised and make a thermos of hot coffee, or to bring the premixed ingredients, to Do It Yourself and Bring It Yourself, and combinations of other BAD spending habits or financial mismanagement, you can really fuck yourself up BADLY and BIG TIME, and for the longer term.

Just on the bought coffee vs DIY coffee - the hard arse DIY coffee person (rounding up and down a little) spends $5,000 in 10 years on coffee - and they have $52,000 saved and in the bank, that the "Spend Freely" person does not.

If you multiply this by frivolous spending and a lack of "sane and respectful" levels of tight arsing in all areas of ones life....

It's not wrong to have a pizza and a few beers... (unless your fat, diabetic and a junkie like me) from time to time.....

But say the beer costs $40, the pizza costs $20, and you do it every Friday night..

That is $60 x 50 weeks a year = $3,000 a year, x 10 years = $30,000.

All you get is FATTER, out of shape, lots of diet based diseases, and you generally die quite young.

BUT................

A big bottle of Cambells V8 vegetable juice + a dozen eggs, a little cheese, spinach / silverbeet, tomato, onion etc., for a decent quiche is what $15 - and you get 2 or 3 decent meals out of it - and it's really healthy.

This comes to $15 x 50 weeks a year = $650, x 10 years = $6,500.

So the person who chooses to live life well and frugally - just on these three things alone Vs. the reckless spender....

a) $4,800 + $6,500 over 10 years = $11,300

or

b) $57,600 + $30,000 over 10 years = $87,600

Then you multiply this by the addition of vehicle choices, spousal choices, rent vs buy and tons of other details and choices and the financial considerations ARE huge....

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Regarding the Audio books - see links below.

This is not get rich shit type information - it's a very in depth analysis of the lives and spending habits of really wealthy people - and it's totally contrary to the bullshit hollywood lifestyle sold to the population at large....

The wealthiest people tend to buy good quality, second hand cars, with low mileage, at fair market prices, with low total cost of ownership - such as insurance and running costs etc.

It's $20,000 for a really good car, Vs. $200,000 for the new foreign car - with all of it's depreciation, total cost of ownership, and expenses...

In 5 years time the import has cost $50,000 in expenses and lost $160,000 in depreciation, while the good second hand car has cost $10,000 in expenses and lost $10,000 in depreciation.

The good quality second hand car has brought great benefit and cost $20,000 over 5 years and can be sold for $10,000.

The expensive import has brought the same benefit, and cost $210,000 over 5 years and can only be sold for $40,000.


Millionaire Next Door Audio Book 01
https://www.mgtow.tv/v/xDmf9H

The Millionaire Mind Audio Book 02
https://www.mgtow.tv/v/jqRmKK